Our financial advisers

Who will benefit from a financial adviser?

Growing your investment portfolio

Diversify your risk and take advantage of market downturns to increase your overall wealth

Saving & Budgeting

We'll help you formulate a long-term financial strategy to minimise expenses and maximise your income.

Significant life events

Buying a house, marriage, kids, involuntary unemployment or transitions to retirement can significantly alter your financial plan.

Why choose FinChoice

Transparent and consistent pricing

We believe that every Australian has the right to home loan and financial advice they can trust and afford.

Our transparent and consistent pricing structure tells you exactly what you’ll get for your money so you are always in control. No hidden fees… no surprises!

Relevant for all ages and stages

Whether you have a single need or want a full financial plan, we'll help you work out the advice you need now – and we'll be there to help as your goals change in the future.

It's relevant for everyone, no matter what's going on in your life or how much money you have.

Focused on results for you

Great advice is fantastic but only if it’s actually implemented – and then regularly reviewed so you can tick off those goals as you achieve them.

Not only will we keep you on track to achieve your goals, we’ll help protect what you’re building along the way.

Talk to your local financial adviser today

Financial planning FAQ

What is financial advice?

Quality financial advice is all about sensible money management. It can cover everything from helping you set realistic goals and developing a plan to achieve them, right through to reducing personal debt, ensuring your family’s financial wellbeing is protected with appropriate insurances, or making the most of your super.

Who could benefit from financial advice?

No matter what's happening in our lives, we can all benefit from financial advice. You may need help with budgeting and saving, or growing a portfolio of investments. Financial advice can even help you manage your money through major life changes like getting married, starting a family or living life to the full in retirement.

How does a financial adviser get paid?

We believe that every Australian has the right to home loan and financial advice they can trust and afford. That's why we offer a transparent and consistent pricing structure that tells you exactly what you’ll get for your money so you are always in control. No hidden fees… no surprises!

Financial advice fees and charges

Our advisers charge a fee for service for providing financial advice tailored to your individual situation. We will keep you fully informed on any costs you may be facing at every stage.

After your initial meeting with us, which is at our expense, you may decide to go ahead with the next stage, which includes researching, developing and preparing your personalised advice and recommendations. Any fee to be charged for the preparation of advice will be discussed and agreed with you prior to you incurring that fee.

Your Statement of Advice and the relevant Product Disclosure Statement (PDS) of each product we recommend will outline the fees and remuneration that apply.

Things we can help you with

Our Australian Financial Services Licence authorises us to provide financial advice and deal in financial products. We provide an extensive range of financial planning services which include:

Personal Insurance advice
Investment Planning advice
Superannuation and Rollover advice
Wealth Creation
Retirement Planning
Portfolio Review services

The financial services we provide relate to the following financial products:

Deposit Products
Debentures, Stocks and Bonds
Life Insurance – Risk
Life Insurance – Investment
Managed Investment Schemes including Investor
Directed Portfolio Services (IDPS)
Retirement Savings Accounts
Securities (Shares & Managed Funds)
Standard Margin Lending

How to find a financial adviser

Financial advice works best when you build a trusted, long term relationship with your adviser. That’s why it's important to make sure the adviser you choose is a good match for you.

What to look for in a financial adviser

Qualifications

It may sound simple, but it really is important to check the adviser you'll be working with is qualified enough to help you make decisions about your money.

You can check their history, qualifications and current employment status using the Money Smart Financial Advisers register, here.

At FinChoice, our advisers are passionate, qualified professionals. We apply stringent recruitment standards, and all of our financial advisers are required to meet specific educational standards and have solid financial planning experience.

In it for the long haul

A certainty in life is that it is always changing. As things change in your life, you need to be sure that the financial decisions you have made are still the right ones for your circumstances.

A good adviser will help you stay on top of any lifestyle or goal changes to evaluate opportunities for new strategies and investment options. The objective is to be able to provide you with the right advice, at the right time, so you can have more of the things you want today and in the future.

A strong track record

It pays to do your research on the adviser you are considering. Check their social media profiles for reviews and comments from customers. After all, happy customers tend to be a good sign that they know what they are doing, and are doing it well.

Ask for a copy of their Financial Services Guide (FSG)

Typically, the FSG will outline the following:

their Authorised Representative Number
the services that are on offer
how you will be charged, including any benefits the adviser receives
the ownership structure of the company the adviser works for
their Australian Financial Services licence (AFSL) number