Home loans

Whether you are buying your first home, refinancing or investing, FinChoice advisers work with your local Mortgage Choice broker to help you with expert advice throughout the whole process.


How your Mortgage Choice broker can help:


Evaluate your needs

Your Mortgage Choice broker will work with you to get a detailed picture of what you need from a home loan.

Calculate borrowing power

Your mortgage broker will calculate how much you can borrow so that you know the price range you can afford.

Compare your options

Your broker will compare and contrast hundreds of home loan products from over 20 lenders, including the big four banks.

Give expert advice

The banks are competing hard for your business. Your broker will provide expert advice to help you choose the home loan deal that's right for you.

Do all the legwork

Your broker will do all the paperwork and follow through the entire process with the lender from start to finish, making it as hassle-free as possible for you.

Pre-approval

Your broker may even be able to get you pre-approval on your home loan so that you can make an offer on a property or bid at auction with confidence.

All at no cost to you!

Your broker will do all of this at no charge to you because the lenders pay us a commission when the mortgage is settled. This doesn't affect the deal you get from the lender.

We pay your broker the same rate

At Mortgage Choice, the only thing that matters to us is the home loan that's right for you. So we pay your broker the same rate no matter which home loan you choose from our wide choice of lenders.

Latest Home Loan interest rates

Starting from

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p.a.

Comparison rate

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p.a.

Your local expert


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We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our FinChoice financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you.



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We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.



Mortgage Choice was founded by the Higgins brothers over 27 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 400,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service through FinChoice.



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Talk to a Mortgage Choice expert for your free Home Loan Health Check today

Compare and save on your mortgage

See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you~.


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